Abstract
This chapter examines the importance of culture in the practice of financial therapy. Research regarding culture’s impact on financial planning and financial therapy is explored, and seven steps for providing financial planning services in a multicultural context are described. The seven steps include: (a) know your culture, (b) recognize your privilege, (c) learn about your client’s cultures, (d) demonstrate respect for culturally related strengths, (e) distinguish between internal and external parts of a problem, (f) validate oppressive experiences, and (g) do not challenge core cultural beliefs.